Warning: Avoid Health Care Sharing Ministries & Association Health Plans (AHP’s)

Ah, the good ole days of wild wild west individual health insurance plans of a decade ago… Illusive coverage plans that would miraculously find a reason to deny payment or service. Lifetime caps that were quickly met (or exceeded) in the event of an emergency or illness. Slim-to-zero coverage for emergency room visits, prescription drugs, maternity care, or other essential benefits. Discriminatory pricing based on age and gender. No preventative care coverage. Deceptive marketing language and gimmicks. Premiums paid, but nothing gained in return. Well, there are new types of plans that...

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