Free Credit Freezes are Almost Here. Here’s How to Use Them.

With the massive hack of Equifax last year resulting in the theft of sensitive information on 145.5 million Americans (including their Social Security numbers), consumers quickly became all too familiar with credit freezes, and their unfair pricing. There was such an outry that it costs $10 (unless your state has a mandated lower cost) per credit bureau, per freeze (and per lift) – that Congress actually worked free credit freezes into its banking deregulation bill that passed back in May. On September 21st, free credit freezes (and lifts) will officially become the law of the land...

[Read the rest of the story at 20somethingfinance.com]