My love for health savings accounts (HSA’s) is no secret. Aside from getting employer matching funds from 401K contributions, I believe that HSA’s are the best type of retirement account to contribute to. HSA’s offer tax-free contributions (and investment growth), while withdrawals for qualified medical expenses are also tax-free. And if you don’t use HSA funds for medical expenses, you can withdraw them in retirement – for any purpose – just as you can for an IRA, without penalty, starting at age 65. So when I found out there is a little-known clause in the tax code that makes it
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