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The IRS Announces Changes to HSA-Eligible HDHP’s for Chronic Conditions

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A few weeks ago, the IRS (in coordination with the Department of Health and Human Services) quietly provided guidance that HSA-eligible high deductible health plans (HDHP‘s) consider a number of popular medical services, medications, and devices, such as insulin, inhalers, and statins as “preventative care“. For plans that adopt that guidance, these items could be fully covered by the insurer before the deductible. “Preventative care” and “before the deductible” were bolded above for emphasis, as this could be a very significant change for those with...

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