Personal Finance Shortcuts

Being a personal finance writer, I often get approached with questions that imply that I am sitting on a secret hot tip that will lead the inquisitor to personal finance success. When people ask these questions, what they are really asking for is the shortcut. They want the Konami cheat code to personal finance. Aspiring wealth seekers are not alone. There are entire industries that seek to profit from individuals in search of such shortcuts. And those shortcuts are usually sold as quick, easy, and without risk. We’ve all seen them before… “The pounds will quickly melt away...

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