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High Deductible Health Plan (HDHP) Basics for 2023 & 2024

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This article has been updated for the 2023 & 2024 tax years. I previously mentioned that I had moved to a new high deductible health plan (HDHP) that my employer started offering during open enrollment. I have had a few questions since that declaration from people who were curious to know more about HDHPs and I thought it may be beneficial to dedicate an article towards the topic. In this article we’ll cover HDHP basics: what they are, deductible amounts, out-of-pocket maximums, HSA eligibility, and more. What is a High Deductible Health Plan (HDHP)? An HDHP is a type of

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