At a recent social gathering, I was introduced to a pediatric surgeon – a younger guy, probably in his early 30s. We got to chatting about what we do for a living, as strangers often do. After discovering that I was a personal finance writer, he offered the following admission and question: “I have a bunch of money just sitting in a bank account right now, earning 0% interest. I don’t really trust the stock market these days. What should I do with it?”. Now, a pediatric surgeon may have more cash sitting around than most, but I’m sure he’s
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