Should you Front-Load your HSA Contributions?

If your employer allows it, should you front-load your HSA contributions to the maximum HSA contribution levels at the beginning of the year? To answer that, let’s first review what I wrote on whether or not it makes sense to front-load your 401K. Note: in the case of 401K’s, “front-loading” is the process of ramping up your 401K contributions to high levels in order to hit the maximum 401k contribution early in the year versus evenly distributing contributions over the course of the year (if your employer allows you to do so – as not all do). For starters,...

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