Free National Park Days in the U.S. in 2020
2020 Free National Park Days in the United States I’m a big fan of the U.S. national parks – they are truly a gift from previous generations, and our greatest national treasure. I highly recommend...
View ArticleH&R Block Online Tax Prep Reader Giveaway! (Deadline to Enter is this Sunday...
Tax return e-filing is live next Monday, January 27! If you haven’t already purchased your tax prep software this year – you may want to hold off for a few more days – because I am giving you an...
View ArticleTax Extenders for Energy Efficiency, Tuition, Medical, & Mortgage Restored...
I live and breath personal finance news – yet it took some deep digging on the IRS website to discover that a number of significant tax breaks (officially referred to as “tax extenders”) were...
View ArticleThe Cheapest & Best Tax Software Prep Online: Top Program Comparison (2020)
The tax deadline and start date have been announced (filing starts Jan. 27), and if you haven’t started filing your taxes already, you’re probably starting to look around for the cheapest and best tax...
View ArticleHow to Do Your Taxes: 2020 Tax Return Guide (for the 2019 Tax Year)
A Guide to Filing your Taxes in 2020 The 2020 tax return season is upon us. And I’m here to (hopefully) help. If you visit the IRS website and have a look around, there really is no simple tax guide to...
View ArticleThe Most Fuel-Efficient Cars of 2020
I am a fuel economy nerd, so I like to research and keep up with the new technology in the market. In this article, I will list the top 10 most fuel-efficient cars vehicles of 2020 sold in the U.S....
View Article2020 Federal Poverty Level (FPL) Guidelines
Every January, the United States Department of Health and Human Services publishes its annual update to the U.S. poverty guidelines for income (also commonly referred to as the “Federal Poverty Level”...
View ArticleThe Mega Backdoor Roth Conversion
Every time I think I have maximized my retirement savings in a given year, I discover a new way to push it even further. This time, it’s the after-tax to Roth conversion, aka the “mega backdoor” Roth...
View ArticleHow to Use the IRS’s New W-4 Form to Balance your Tax Withholding
The only time that the IRS’s Form W-4 typically enters our stream of consciousness is when we reluctantly have to fill it out on the first day of a new job, with the hope of not screwing it up....
View ArticleEverything is Fine? (Thoughts on Coronavirus)
Hey you – how’s it going? Just another week. You know, same ole, same ole: My home state (and many of yours) declared a state of emergency and shut down all schools as we all became familiar with...
View ArticleThe Tax Payment & Filing Deadline is Extended by 90 Days by the IRS
3/20/20 update: the 2019 tax return filing deadline has now also been moved from April 15 to July 15, 2020. COVID-19 season + tax season = a bad mix. In a response to COVID-19 (coronavirus), the U.S....
View ArticleA List of Top Coronavirus Relief Measures & How to Claim Your Benefits
Due to a lack of preparation and delayed action in response to the quickly spreading coronavirus (COVID-19) pandemic, the United States is not only now in the midst of a public health crisis...
View ArticleRevised State Tax Deadlines Post Coronavirus (COVID-19) for Every State
As one of many coronavirus (COVID-19) relief measures, the IRS previously extended the tax deadlines for 2020 (for 2019 income tax returns and payments) and Q1 2020 estimated tax payments from the...
View ArticleWhen to Refinance a Mortgage
Refinancing a mortgage can be a huge cost saver for homeowners. And right now could could be a great time to refinance. For a little recent history, the Federal Reserve had started cutting the federal...
View ArticleNew iPhone SE Review (2nd gen, 2020) & where to Find the Best Price
Did yours truly purchase Apple’s new iPhone SE, released on April 24, 2020? Yes, I did! And, for perhaps the first time in Apple’s history, purchasing an iPhone versus an Android actually made sense to...
View ArticleUse Your FSA, HSA, or HRA to Pay for OTC Medications & Menstrual Care Products
CARES Act OTC Medication & Feminine Hygiene Product Qualified Medical Expense Changes One of the lesser known but potentially high impact COVID-19 relief measures within the Coronavirus Aid,...
View Article8 Ways to Sharply Cut Mobile Cellular Data Usage (on iPhone & Android)
Americans spend an average of $69.41 on cellular service per month. But paying that amount of money for an “unlimited” mobile plan is completely unnecessary these days, and is the telecom equivalent of...
View ArticleThe Maximum HSA Contributions for 2020 & 2021
The IRS has announced an inflation adjustment increase to the maximum HSA contribution for 2021, and there will be in increase over the max HSA contribution for 2020. More specifically, both the...
View Article4 Health Insurance Options for the Newly Unemployed or Uninsured
As a result of the disastrous federal response to COVID-19, we are now not only in the middle of a public health crisis, but we are also squarely in the middle of an economic crisis. The need for...
View ArticleReminder: The Revised IRS Tax Filing, Payment, Extension, & Contribution...
Reminder: July 15 is the Extended Tax Filing Deadline Since we’re in the middle of the most chaotic year in decades (maybe generations?), I wanted to send a reminder to all that the extended IRS tax...
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