2022 I Bonds Are Now Available for Purchase at 7.12%. Here is How to Buy.
PSA to readers who have been on a U.S. Treasury I Savings Bond kick lately, as I have – you can now purchase your 2022 I Bonds at treasurydirect.gov (if you’re not familiar with them, see my I Bonds...
View ArticleMy Financial & Self-Review of the Last Year & Goals for 2022
Back by popular demand (well… 1 reader asked for it, at least), it’s that time of year when I give readers a glimpse into some personal highlights (and lowlights) for the prior year and set some focus...
View ArticleSEP IRA for Self-Employment Income Basics (For 2021 & 2022)
Having become fully self-employed in recent years, I thought it would be a good time to revisit and update my research on the primary retirement accounts that those with self-employment and 1099 income...
View ArticleSolo 401K Basics for Self-Employment Income (For 2021 & 2022)
This is the second of a multi-part series on retirement accounts for self-employment income. I previously gave an overview of SEP IRAs. In this article, I’ll provide an overview of Solo 401Ks. I have...
View ArticleSIMPLE IRA Basics for Self-Employment Income (For 2021 & 2022)
This is the third installment in a multi-part series on retirement accounts for self-employment income. We previously covered SEP IRA and Solo 401K basics. In this post, we’ll cover the SIMPLE IRA. You...
View ArticleSelf-Employed Retirement Plan Comparison: SEP IRA vs Solo 401K vs SIMPLE IRA
While completing my tax return in prior years, I started noticing that I would have a not-insignificant tax bill due from self-employment and side project income unless I found a way to reduce my...
View ArticleThe 2022 Tax Season Start Date (for 2021 Tax Year Filing) is Announced
The IRS just announced that the 2022 tax filing start date (to file 2021 income tax return) will be Monday, January 24, 2022. This is in line with the tax start date being the 4th Monday in January,...
View Article2022 Tax Deadline, Extension, & All Tax Season Dates (for 2021 Tax Year)
This article has been updated for the 2022 tax season (the 2021 tax and calendar year). It’s January and other than frigid cold temperatures and seasonal mood disorder, you know what that means – tax...
View ArticleFree National Park Days in the U.S. in 2022
2022 Free National Park Days in the United States I’m a big fan of the U.S. national parks – they are truly a gift from previous generations, and our greatest national treasure. I highly recommend...
View ArticleEducation Tax Credits & Deductions: Updated for 2021 & 2022
This article has been updated for the 2021 and 2022 tax year. Many readers of this site are completing school for the first time or plan to go back to school to further their education. So, I’ve...
View ArticleH&R Block Online Tax Prep Reader Giveaway! (Deadline to Enter is Sunday 1/23/22)
The IRS begins processing tax returns and issuing refunds next Monday, January 24! If you haven’t already purchased your tax prep software this year – you may want to hold off for a few more days –...
View ArticleThe 9 Best Health Savings Account (HSA) Providers in 2022
If you don’t have a good HSA account provider, there’s never been a better time to move your HSA funds to a new one. HSA funds are portable, meaning that you can move them any time to a new account....
View ArticleHow to Get Free COVID Tests from the Government, Insurance, & Locally
The U.S. government has launched a new campaign and website for free COVID tests for anyone who wants them. There are 3 different options available at the moment, including getting 4 free tests mailed...
View ArticleDo I Need to File a Tax Return? The Minimum Income to File Taxes in 2022
As the tax start date and inevitable deadlines approach, I wanted to share something that may come as a surprise to many – not all income-earning Americans are legally obligated to file a federal tax...
View Article2022 Federal Poverty Level (FPL) Guidelines
Every January, the United States Department of Health and Human Services publishes its annual update to the U.S. poverty guidelines for income (also commonly referred to as the “Federal Poverty Level”...
View ArticleThe Best & Cheapest Tax Software: Top Tax Prep Comparison for 2022
The tax season start date has arrived and the tax deadlines have been announced by the IRS. If you haven’t started filing your taxes already, you’re probably starting to look around for the best and...
View Article2021 & 2022 Energy Tax Credits for Renewable Energy & Home Efficiency
I wanted to share a few updates with readers on energy tax credits for renewable energy projects for 2021 and 2022. Energy tax credits may not sound like the most exciting or inclusive topic, but there...
View ArticleHow to Do Your Taxes in 2022: A DIY Tax Return Guide (for 2021 Tax Filing)
A Guide to Filing your Taxes in 2022 The 2022 tax filing season is here. If you visit the IRS website and have a look around, there really is no simple tax guide to get you started, and things can seem...
View ArticleThe Cheapest New Cars of 2022
Each year, I enjoy researching and publishing a ranking of the cheapest new cars sold in the U.S. market. This article ranks the top 10 cheapest new cars of 2022, by price (MSRP, but I’ve also included...
View ArticleHow to Pay Taxes with a Credit Card (and Profit) in 2022
Want to take a bit of the sting out of paying taxes? Good news. You can easily and quickly pay taxes with a credit card and simultaneously profit from doing so. I didn’t know this was possible until a...
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