This article has been updated to reflect the current new Series I bond rates for November, 2024 to May, 2025 period. The new I bond rate has been set at a composite 3.11% (down from 4.28% APR in the prior 6-month period). Due to a declining inflation rate, this current rate has dipped below the rate at the time I wrote my initial I bond overview a few years ago when I made my first purchase. You can buy I Bonds online at the current 3.11% rate through the end of April, 2025 and you will get that rate for
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