The Child Tax Credit (Updated for 2024 & 2025)
The following Child Tax Credit overview covers updated details on the Child Tax Credit, Additional Child Tax Credit, Adoption Tax Credit, and Child & Dependent Care Tax Credit for the 2024 and 2025...
View ArticleNew Series I Bond Rate for November 2024 – May 2025: 3.11%
This article has been updated to reflect the current new Series I bond rates for November, 2024 to May, 2025 period. The new I bond rate has been set at a composite 3.11% (down from 4.28% APR in the...
View Article2024 & 2025 Maximum 401K Contribution Limits
This maximum 401K contribution article has been updated for the 2024 and 2025 tax (calendar) years and contains historical data on prior years. The IRS has announced the 2025 maximum 401K contribution...
View Article2024 & 2025 Maximum IRA Contribution Limits
This maximum IRA contribution article has been updated with information for the 2024 and 2025 tax years. The IRS has announced the 2025 maximum IRA contribution limit, which is the max that individuals...
View Article2024 & 2025 Roth IRA Basics, In a Q&A Format
This Roth IRA overview has been updated with information for the 2024 and 2025 tax years. Roth IRAs have become quite popular among the millennial generation (and beyond) and can be a great addition to...
View ArticleSaver’s Tax Credit Qualifications for 2024 & 2025
What is the Saver’s Credit? This Saver’s Tax Credit article has been updated with info for the 2024 and 2025 tax years. The Saver’s Credit (aka the ‘Retirement Savings Contribution Credit‘) is a lesser...
View ArticleRakuten Referral Bonus: $40 Cash Back (Through 12/8/24)
11/18/24 Update: the Rakuten welcome bonus detailed below is currently active through 12/8/24, replacing a $30 Rakuten welcome bonus and Rakuten cash back boost referral bonus that was live over the...
View ArticleThe Best Amazon Black Friday Week Deals & Promos
Amazon’s Black Friday Week deals are live. Some of the deals are better if you are a Prime member. I’m not a year-long Prime member, however, I do usually sign up for a free 30-Day Amazon Prime Trial...
View ArticleHow to Visit National Parks for Free in 2025
Free National Park Days Dates in the United States in 2025 I’m a huge fan of the U.S. national parks and have been to dozens thus far with a growing wishlist of more to visit. This past year, we were...
View ArticleThe Year-End Financial Checklist (15 Personal Finance To-Do’s)
Another year in the books. Your first instinct may be to go into survival mode until you get a few holiday days off, indulge in a little self-medication that may or may not include egg nog, and then...
View ArticlePSA: ACA Open Enrollment for 2025 Ends January 15, 2025 for Most
Affordable Care Act 2025 open enrollment ends January 15, 2025. A record number of Americans have already signed up for an ACA marketplace plan for 2025. Yes, the ACA lives on (for now), and if you are...
View ArticleBJ’s Wholesale Club Membership Discount Offer (January 2025)
Groupon is offering BJ’s Wholesale Club membership discounts of $40 off of the purchase of a new annual “Club” membership (normally $55) with auto-renewal – leaving a cost of $15 for membership. These...
View ArticleDiscounted Instacart Gift Cards: $100 for $79.99 at Costco.com
Costco.com is once again offering discounted Instacart gift cards (e-gift cards, specifically) to Costco members on their site. Members can purchase up to 2 $100 Instacart e-gift cards for $79.99 each...
View ArticleSEP IRA for Self-Employment Income Basics (For 2024 & 2025)
This SEP IRA overview has been updated with information for the 2024 & 2025 tax years. Having become fully self-employed in recent years, I thought it would be a good time to revisit and update my...
View ArticleSolo 401K Basics for Self-Employment Income (For 2024 & 2025)
This Solo 401K overview has been updated with information for the 2024 & 2025 tax years. This is the second of a multi-part series on retirement accounts for self-employment income. I previously...
View ArticleSIMPLE IRA Basics for Self-Employment Income (For 2024 & 2025)
This SIMPLE IRA overview has been updated with information for the 2024 & 2025 tax years. This is the third installment in a multi-part series on retirement accounts for self-employment income. We...
View ArticleThe Best Self-Employed Retirement Accounts Comparison: SEP IRA vs Solo 401K...
This self-employment retirement plan account comparison has been updated with information for the 2024 & 2025 tax years. My search for the best self-employment income retirement account started...
View ArticleThe IRS’s 2025 Tax Season Start Date (for 2024 Tax Year Filing) Announced
The IRS has announced that the 2025 tax season start date (for 2024 income tax return filing) is Monday, January 27, 2025. In a few recent years, the tax start date was delayed a few weeks into...
View ArticleThe 2025 Tax Deadline & Other Important Tax Calendar Dates
This IRS tax deadlines article has been updated for the 2025 tax season (including deadlines for 2024 tax year filings). Tax season has arrived. This article will cover important key dates for the 2025...
View ArticleDo I Need to File a Tax Return? The Minimum Income Levels to File Taxes in 2025
This overview on whether you need to file a tax return (i.e. the minimum income when you are required to file taxes) has been updated for the 2025 tax season (for 2024 tax year filing). As the tax...
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