Another year in the books. Your first instinct may be to go into survival mode until you get a few holiday days off, indulge in a little self-medication that may or may not include egg nog, and then hibernate through the end of the year. While that sounds tempting and would certainly be justified, I’d also recommend taking on a little personal finance housekeeping first. There is no better time of year to get your financial life in order than right now. My self-practice and recommendation to you: calendar-in 1-to-2 hours of time today to go through the following year-end
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