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Safe Withdrawal Rate: how to Calculate how Much you Need to Retire

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I’m excited to finally unleash my Safe Withdrawal Rate post as I believe it can be life changing, when used properly. Note that the safe withdrawal rate concept and its application, while awesome, are definitely not for personal finance beginners. Reader beware. Answering the “How much do I need to retire?” question is critically important for anyone who wants to retire some day. Last I checked, that demographic consists of oh… let’s estimate it at “everyone”. For most people, winning the lottery, a generous pension, a massive windfall inheritance, or...

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