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Xfinity Mobile Review: From a Customer (Updated for 2022)
This Xfinity Mobile review has been updated for 2022. Long-time readers may be quite surprised to find this Xfinity Mobile Review on this site. But, I’ve tested their service and wanted to do a deep...
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Save Money on Amazon: A List of Amazon Discounts, Promos, & Price Hacks
Let’s start this “saving money on Amazon” guide with a few disclaimers. First, spending money you wouldn’t otherwise spend is not saving money. Second, only buy stuff from Amazon (or anywhere) that you...
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Are COVID Tests Still Free? It Depends. Here’s How to Still Get Free Tests.
With U.S. government funding for the fight against COVID-19 recently running dry, there has been a lot of misinformation and confusion out there regarding whether COVID tests are still free, so I...
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Wi-Fi 6E vs. Wi-Fi 6 vs. Wi-Fi 5. Is Wi-Fi 6E Worth the Cost?
You may have seen the recent ads by Comcast Xfinity for their new Xfinity “Supersonic Wi-Fi” offering. Inquiring minds want to know: “What is “Supersonic Wi-Fi”?”. In reality, “Supersonic Wi-Fi” is...
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2022 & 2023 Maximum IRA Contribution Limits
Update: this article has been updated for the 2022 and 2023 calendar years. The IRS has announced the 2023 maximum IRA contribution limit, which is the max that individuals can contribute to their IRAs...
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2022 & 2023 Maximum 401K Contribution Limits
Update: this article has been updated for the 2022 and 2023 calendar years. The IRS has announced the 2023 maximum 401K contribution limit for employees, which is the max amount that workers can...
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2022 & 2023 Roth IRA Basics, In a Question & Answer Format
This article has been updated for the 2022 and 2023 calendar years. Roth IRAs have become quite popular among the millennial generation (and beyond) and can be a great addition to your retirement...
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Saver’s Tax Credit Qualifications for 2022 & 2023
What is the Saver’s Credit? The Saver’s Tax Credit details in this article have been updated for the 2022 and 2023 tax years.The Saver’s Credit (aka the ‘Retirement Savings Contribution Credit‘) is a...
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Earned Income Tax Credit Basics & Tables (for 2022 & 2023)
This article has been updated for the 2022 and 2023 tax years. The Earned Income Tax Credit (EITC) is one of the most significant tax credits available in the entire IRS tax code. It is also...
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2022 & 2023 Tax Brackets (IRS Tax Rates) & Standard Deductions
This article has been updated for the 2022 and 2023 tax years. The IRS has released its 2023 tax brackets (a bracketed rate table for the IRS federal income tax rates) and updated standard deduction...
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Capital Gains Tax Rates & Overview (Updated for 2022 & 2023)
This article has been updated for the 2022 and 2023 tax years. Capital gains tax rules do not make for a particularly thrilling topic. But, seeing that this is a personal finance blog geared towards...
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Flexible Spending Account (FSA) Basics & FAQs (for 2022 & 2023)
This article has been updated for the 2023 and 2023 tax years. I’ve gone in to great detail on my love for health savings accounts (HSAs) in the past, but also want to pay some attention to their...
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New Series I Bond Rate for November 2022 – April 2023: 6.89%
This article has been updated to reflect the current new Series I bond rates for November, 2022 through April, 2023 period. The new U.S. Treasury Series I Savings Bond interest rate for November, 2022...
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Are COVID Vaccinations & Booster Shots Still Free? For How Long?
As we enter another cold, flu, and (likely) COVID season, I wanted to share the major updates on the current availability status and pricing of COVID tests, flu shots, and COVID vaccines – and whether...
View ArticleKroger Weekly Ads Sales, Digital Coupon Discounts, & Credit Card Offer...
I’ve shifted a good amount of our household grocery spend over to Costco over the last decade as they are ideal for items like gas, dog food, and alcohol and other low-margin Kirkland store brand...
View ArticleCan you Roll Over or Transfer Funds from an FSA to an HSA?
In recent years, our household has shifted from one employer’s high deductible health plan (HDHP) paired with a health savings account (HSA), to another employer’s PPO plan, which is sadly not...
View ArticleFYI: The $300 Universal Donation Tax Deduction is Gone for 2022
An FYI (or reminder) to those who make charitable donations, in part, with tax deduction benefits in mind: the recently new $300 above-the-line “universal” charitable donation tax deduction expired at...
View ArticleAre COVID Tests Still Free? It Depends. Here’s How to Still Get Free Tests.
12/15/22 Update: free mail delivery orders have resumed on the USPS COVID test order website and deliveries will restart the week of 12/19/22. There is a limit of one order per residential address....
View ArticleA List of FSA Eligible Medical Expenses to Avoid Losing FSA Funds
Similar to health savings accounts (HSAs), the big benefits that healthcare-related flexible spending accounts (FSAs) provide are tax-free contributions and withdrawals for qualified medical expenses....
View Article2022: The 20somethingfinance Year in Review
Happy New Year, everyone! If you’re reading this you survived everything 2022 through at you – a tripledemic, decades-high inflation, another election, and who knows what else. That’s reason to...
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