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Sam’s Club Vs. Costco Comparison: My Review
My wife and I are regular Costco shoppers. The membership warehouse has become one of the three grocery brands that we get most of our groceries from, pulling in at the #2 spot behind Trader Joe’s in...
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Americans Got the Biggest Raise Ever in 2015. You can Make it Bigger.
Probably the biggest economic news in recent years was announced 2 weeks ago and it got surprisingly little play. According to the United States Census Bureau’s income and poverty report, the American...
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The Wells Fargo Scandal Shows why Stronger Consumer Protections are Needed
Occasionally a story of corporate abuse of customers, employees, the environment, or taxpayers comes along that is so disgusting, it can’t be ignored. The Mylan EpiPen, Volkswagen Dieselgate, and...
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Passive Index Investing is Boring. And it’s Spectacular.
After many years of data collection, passively managed index funds have outperformed their actively managed mutual fund counterparts. A large part of that is the significantly lower fees they command....
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The Final Stage of LED Light Bulb Adoption: Every Bulb as LED
I’ve written a bit about this before, but I truly find the evolution of the light bulb as a consumer household essential to be fascinating. For over 100 years since its initial invention, and despite...
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It is Madness to Risk Losing what you Need in Pursuing what you Simply Desire
Buried deep (on page 35) in a previous Berkshire Hathaway shareholder letter was a Warren Buffett gem, “It is madness to risk losing what you need in pursuing what you simply desire.” The context...
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2017 Tax Brackets & Standard Deductions Announced
Today, the IRS released the 2017 tax brackets (a tabled breakdown of the IRS federal income tax rates) and standard deduction amounts, and there will be a number of inflation adjustments over the 2016...
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2016 & 2017 Maximum 401K Contribution Limits
The IRS just announced its annual update to the maximum 401K contribution limits, which is the max you can contribute to a 401K in a given calendar year. Sadly, the 2017 maximum 401K contribution...
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2016 & 2017 Maximum IRA Contribution Limits
The IRS just announced its annual update to the maximum IRA contribution limits, which is the max anyone can contribute to an IRA (or IRA’s) in a given year. Unfortunately, the 2016 maximum IRA...
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Saver’s Tax Credit Qualifications for 2016 and 2017
The Saver’s Tax Credit details below have been updated for the 2016 and 2017 tax years. What is the Saver’s Credit? The Saver’s Credit (aka the ‘retirement savings contribution credit‘) is a lesser...
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Open Enrollment Deserves your FULL Attention. Here’s Why.
Open enrollment for next year is here! I just received the email from my employer’s HR department that open enrollment for next year’s benefit elections have started. Every year, I get geeked out to...
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What is a High Deductible Health Plan (HDHP)?
I previously mentioned that I had moved to a new high deductible health plan (HDHP) that my employer started offering during open enrollment. I have had a few questions since around that declaration...
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What is a Health Savings Account (HSA)?
A few years back, I moved from a traditional PPO health insurance plan to a high deductible health plan (HDHP) during open enrollment period. Why? I’m young, healthy, and I haven’t been to the doctor...
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Don’t Let Them Take Away your Right & Responsibility to Vote
Negative campaigning and politics works. It can make you think that one candidate is equivalently as bad as the other or the entire system is broken and your vote is meaningless. So you get frustrated,...
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It is Madness to Risk Losing what you Need in Pursuing what you Simply Desire
Buried deep (on page 35) in a previous Berkshire Hathaway shareholder letter was a Warren Buffett gem, “It is madness to risk losing what you need in pursuing what you simply desire.” The context...
View ArticleClik here to view.
2017 Tax Brackets & Standard Deductions Announced
Today, the IRS released the 2017 tax brackets (a tabled breakdown of the IRS federal income tax rates) and standard deduction amounts, and there will be a number of inflation adjustments over the 2016...
View ArticleClik here to view.
2016 & 2017 Maximum 401K Contribution Limits
The IRS just announced its annual update to the maximum 401K contribution limits, which is the max you can contribute to a 401K in a given calendar year. Sadly, the 2017 maximum 401K contribution...
View ArticleClik here to view.
2016 & 2017 Maximum IRA Contribution Limits
The IRS just announced its annual update to the maximum IRA contribution limits, which is the max anyone can contribute to an IRA (or IRA’s) in a given year. Unfortunately, the 2016 maximum IRA...
View ArticleClik here to view.
Saver’s Tax Credit Qualifications for 2016 and 2017
The Saver’s Tax Credit details below have been updated for the 2016 and 2017 tax years. What is the Saver’s Credit? The Saver’s Credit (aka the ‘retirement savings contribution credit‘) is a lesser...
View ArticleClik here to view.
Open Enrollment Deserves your FULL Attention. Here’s Why.
Open enrollment for next year is here! I just received the email from my employer’s HR department that open enrollment for next year’s benefit elections have started. Every year, I get geeked out to...
View Article