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What is a High Deductible Health Plan (HDHP)?
I previously mentioned that I had moved to a new high deductible health plan (HDHP) that my employer started offering during open enrollment. I have had a few questions since around that declaration...
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What is a Health Savings Account (HSA)?
A few years back, I moved from a traditional PPO health insurance plan to a high deductible health plan (HDHP) during open enrollment period. Why? I’m young, healthy, and I haven’t been to the doctor...
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Obamacare to Trumpcare: what Should & what Will Happen
Oh, Obamacare, we hardly knew ye. With Trump’s victory, the Affordable Care Act (aka “Obamacare”) that 22 million Americans know and use today will undoubtedly change. To what exactly? That remains to...
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The Power of Portion Control
I’m lucky (and very spoiled) to work for an employer that offers a full lunch cafeteria – all expenses paid – as part of my benefits package. As I grab my plate and head through the lines at the...
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Roth IRA Basics, In a Question & Answer Format
Roth IRA’s have become quite popular among the millennial generation (and beyond) and can be a great addition to your retirement savings arsenal. But Roths bring a lot of questions with them, so I...
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Comcast is Using your Router as a Wifi Hotspot, at your Expense. Here’s how...
If you need any further motivation to get rid of your overpriced modem rental fee, I just unearthed a big one. Ever wonder how Comcast’s XFINITY WiFi is able to provide so many public wifi connections?...
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Managing the Gap Between your Reality & your Financial Goals
Most of us fail miserably at personal finance. In this country, personal savings rate are abysmal, net worths are tiny, and retirement savings are almost non-existent – across all age groups. Nobody...
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The Backdoor Roth IRA
In my previous Roth IRA basics post, I received the following question from a reader, Julia: “Great summary, but I think it’d be interesting to hear about the Backdoor Roth IRA option. Doesn’t the Back...
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Is My Money Safe in an Investment Account?
Is your money really safe in an investment account? I’ve previously wondered about that. Any astute person would. Giving thousands, hundreds of thousands, or millions of dollars to an investment...
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20somethingfinance: The Year in Review (Best of)
20somethingfinance just turned 9, and as I always do about this time of year, I like to reflect on what the heck happened over the past year and share my picks for the top posts of the year. Before I...
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My Personal Finance Review of Last Year and Goals for 2017
In my previous post, I shared my highlights from the blog over the last year. This week, it’s time to dive in to the personal stuff. Every year, I like to reflect and recap how I performed against the...
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The Cheapest New Cars of 2017
Each year, I enjoy researching and publishing a ranking of the cheapest new cars sold in the United States. This post ranks the top 10 cheapest new cars of 2017. If you’re in the market to buy, I’d...
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2017 Tax Deadline, Start, and Extension Dates (for 2016 Calendar Year)
This post has been updated for 2017 (the 2016 tax year). It’s January and other than frigid cold temperatures and seasonal mood disorder, you know what that means – tax season has arrived. This post...
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The Most Fuel Efficient Cars of 2017
I am a fuel economy nerd, so I like to research what’s new on the market. In this post, I will list out the top 10 most fuel efficient cars of 2017 sold in the U.S. market. As you saw recently, I also...
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Extend the Useful Life of your HDTV with an HDMI Switch
One tool I use to boost my savings is extending the life of the products (“stuff”) I already have. It’s an exercise in prioritizing need versus want. And it almost always produces a huge return on...
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H&R Block Online Tax Prep Reader Giveaway!
Tax return e-filing is now open (as of today)! If you haven’t already purchased your tax prep software this year – hold off for a few more days – because I am giving you an opportunity to score free...
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2017 Free National Park Days in U.S. & Canada: Mark your Calendars!
2017 Free National Park Days in the United States The U.S. National Park Service is once again offering fee free national park days throughout the year. This year’s free national park days are: January...
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Get an IRS EIN Number to Protect your SSN on W9’s for Self-Employment Income
Do you want to earn self-employment income without disclosing your Social Security number to everyone you work for? Fortunately, there is a way – the IRS EIN number. In this post, I’ll share why you...
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How to Pay Taxes with a Credit Card (and Profit)
Want to take a bit of the sting out of paying taxes? Good news. You can easily and quickly pay taxes with a credit card AND simultaneously profit from doing so. I didn’t know this was possible until...
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How to Do Your Taxes: A Guide to Make Filing Taxes Simpler
A Basic Guide to Help Making Filing your Taxes Easier Tax return season is here. Filing your taxes does not need to be difficult. For most Americans, it can be completed in a few hours or less....
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